02 Mar Valuation Bias and Fair Housing Valuation Bias and Fair Housing Thursday, March 2, 2023 (8:30 AM to 12:30 PM) 4 Education Credits CLASSROOM - GLAR Education Room, Baxter, Minnesota Details You're Registered! DescriptionLocationInstructorsCancellation Policy There has been a great deal of press regarding bias in appraisals, including headlines for newspapers and television stations. The topic is being addressed by many entities, from the President to The Appraisal Foundation to Congressional committees to Fannie Mae, Freddie Mac, FHA and VA to professional appraisal associations to individual states. Due to the concerns expressed by some many entities a discussion of the issues is warranted. Bias can be associated with fair housing. The provisions of the 1968 Fair Housing Act remain in effect today, along with additions to the federal act, in 1988, and additional protected classes in Minnesota. Several parts of the USPAP document address fair housing, including AO-16. Real estate professionals need to be reminded about what are considered acceptable procedures, and what is acceptable language, in terms of fair housing. Objectives: • Recognize the impact of housing practices pre-1968: redlining, restrictive covenants, and financing • Recognize laws and judicial decisions that occurred in the 18th and 19th centuries • Define bias and related terminology • Recognize the existence of the 1968 Fair Housing Act • Recognize changes to the Act • Recognize MN protected classes • Understand housing discrimination continues to exist • Understand how USPAP addresses Bias and Fair Housing • Understand steps appraisers can take to avoid Bias and Fair Housing accusations and violations This course has been approved by the Minnesota Department of Commerce for 4.0 hours of Appraiser and Real Estate CE. CLASSROOM - GLAR Education Room - Education Room CLASSROOM - GLAR Education Room (Education Room)15344 Pearl DriveBaxter, MN 56425 Map & Directions Susanne Barkalow ABOUT THE APPRAISER - Susanne BarkalowSusanne Barkalow holds a Certified Residential Real Property License from the state of Minnesota, and the ASA and IFA designations from the American Society of Appraisers. She has been an active participant in the appraisal profession, including serving on the national Governing Board of the National Association of Independent Fee Appraisers, the Real Property Discipline Committee for the American Society of Appraisers, and on the Minnesota Appraisal Advisory Board. She is an active member of the St Cloud Association of Realtors, serving on the education and equal opportunity committees, as well as being elected to the MLS Board, serving as President of that Board in 2022. Susanne held the Certified Distance Education Instructor (CDEI) certification. She serves on the St Cloud Zoning Board of Appeals, the St Cloud city Board of Review, and the Benton County Board of Review and Equalization. Susanne has also served as a Commissoner for several MN counties in condemnation proceedings. Over the last 30+ years she has taught classes for appraisers throughout Minnesota, as well as in about 30 other states. In addition, she has taught classes for Minnesota real estate agents and assessors. Susanne is a lifetime Girl Scout, chaired the Minnesota and Wisconsin Lakes and Pines Gold Award Committee, and has been active in the local Green Hatters chapter. Among her recognitions: JC Penney Golden Rule Award (for volunteer work with the local United Way), Girl Scout National Thanks Badge I (2011) and II (2021), 2016 Instructor of the Year (NAIFA), and 2017 Distinguished Service Award (St Cloud Association of Realtors).The Barkalow family has hosted many high school exchange students, from a variety of countries, and helped organize the St Cloud Comets, offering basketball opportunties for girls. Today, family members actively support the ALS Association, in memory of Richard. All cancellations must be made 24 hours prior to class to avoid a $25 "no show" fee.Please remember that there are people usually waiting to get into a class so when you've reserved a"spot" in the class, and then don't show - you have taken an opportunity away from another member. (No-Shows apply to those attending both in-person and/or virtually) Thank you for your cooperation.